What is credit score? It is a three digit number that tells creditor whether you can avail of a loan at a high or low interest rate. If your credit score is very low, there is also a possibility that your application will be disapprove. Naturally, you don’t want that to happen and this can […]

Isn’t it funny that who we are is based on numbers? The same goes when we apply for a loan and if you don’t want any problems, you should at least be 700 and above to have a good credit score. But what is a credit score? It is an indicator which tells a creditor

WARNING About Credit Repair The world is swarming with predators ready to tell you that they can repair your credit. Some of the sources say they can repair your credit in as little as three minutes, while others tell you as little as 25 days. If you are searching for a solution to repair your

If you are in debt and nagged daily by creditors you might want to understand your credit files to repair your credit. If you are delinquent in payments your credit score is affected, and often you can’t get a loan. There are exceptions but if you are able to get a loan or credit card

Credit repair is not always easy, but there are solutions available to help us get out of debt. We all have bills and sometimes those bills are outrageous. Paying bills is ongoing, there is no escape so the best possible solution then is asking for help and working to repay your debts. The changes in

Laws in Credit Repair. There are certain laws issued for people that have bad credit and to know these laws is important to protect all those involved in your life. The Federal Legislation and several other agencies including the Fair Credit Reporting Act (FCRA) protect you from collection agencies and creditors. If you have bad

Is debt counseling a solution for credit repair? Debt Counseling Services and Credit Services are Organizations that are sponsored by most of the creditors. Most Debt Counseling services are nonprofit organizations; however there is few that are on their own. Before you can contact a Debt Counselor you must have some source of income. The

There is a Solutions to Repairing and Building Credit. If you are in debt it might be wise to sell a few of your items to get the funds to repay your creditors. If you are selling your items to get out of debt you can think long-term and see that you can gradually replace

Reversing Credit Repair If you want to reverse your credit repair and land deeper in debt, let me show you how. Have you ever seen the advertisings that say you qualify for $10,000 in credit and your credit will increase once you accept the terms & conditions and also send them some upfront fees? How

Requesting Payment Options to Repair Credit When you are in debt the best solution for repairing your credit is to ask for extensions, or arrange payment plans. If you have student loans, you can call your loan officer and request deference on your payments. If you are turned down on deference, you can ask for

If you are having difficulty with your credit score and rating, or having a hard time getting a credit card you might want to consider a pre-paid card. Nowadays it is virtually impossible to purchase anything without a credit card. Lenders today are offering Pre-Paid Visa and Master Cards, which work like credit cards. The

Lawyers are not Always a Solution for Credit Repair and Credit Building. Lawyers often charge high fees to help individuals get out of debt. Credit repair clinics are available to assist individuals with debt relief, but only the absolute desperate would even consider these types of solutions. So, if this is not the solution for